What App Lets you Borrow Money without Direct Deposit?

There are several apps and online services that offer the ability to borrow money without requiring direct deposit. Here are a few options:

1. Earnin – Earnin allows you to access up to $100 per day or $500 per pay period, depending on how much you’ve earned. You don’t need to have direct deposit set up, but you do need to have a regular paycheck and a checking account. With Earnin, you can get paid for the hours you’ve worked before your paycheck is due.
2. Brigit – Brigit is a financial wellness app that offers advances of up to $250. You don’t need direct deposit to use Brigit, but you do need to have a checking account and a regular income. Brigit also offers tools to help you manage your finances, such as automatic budgeting and bill tracking.
3. Chime – Chime is an online bank that offers a feature called SpotMe, which allows you to overdraft your account by up to $100 without any fees. To use SpotMe, you need to have a direct deposit set up, but you don’t need to have a minimum balance or credit check.
4. Dave – Dave is a budgeting app that offers advances of up to $200, depending on how much you’ve earned. You don’t need direct deposit to use Dave, but you do need to have a regular income and a checking account. Dave also offers tools to help you manage your finances, such as automatic budgeting and alerts for upcoming bills.
5. MoneyLion – MoneyLion is a financial platform that offers loans of up to $1,000. You don’t need direct deposit to use MoneyLion, but you do need to have a regular income and a checking account. MoneyLion also offers tools to help you manage your finances, such as automatic budgeting and credit monitoring.

It’s important to note that borrowing money always comes with risks and costs. Many of these apps charge fees or interest rates that can add up quickly, and relying on advances or loans to cover expenses can lead to a cycle of debt. Before using any of these services, be sure to read the terms and conditions carefully and make sure you understand the fees and repayment terms. It’s also a good idea to explore other options for managing your finances, such as creating a budget, reducing expenses, or looking for ways to increase your income.